Health Insurance - People under an umbrella

Affordable Care Act and Obamacare

The Affordable Care Act (Obamacare) is a hot political topic. Learn more about its benefits, how you can seek them, and what's important to know if you are covered under the ACA.
Understanding how marriage affects your premium tax credit can help you plan ahead and avoid surprises at tax time
How Will Getting Married Affect Your Premium Tax Credit?
By Louise Norris
Expanded bronze plans provide more coverage
Expanded Bronze Plans: What They Are and How They Work
Fact checked by James Lacy
Doctor reviewing medical chart with a patient
How Cost-Sharing Reductions Make Health Care More Affordable
Fact checked by Ashley Hall
People demonstrating in front of the Supreme Court
Understanding the Lawsuit That Could Overturn the ACA
Fact checked by Ashley Hall
Happy dentist looking at an x-ray with his young patient
Can Premium Subsidies Be Used to Pay for Dental Insurance?
Fact checked by Ashley Hall
Person looking over a cliff
What Is the ACA's Subsidy Cliff and Why Does It Matter?
Fact checked by James Lacy
Massachussetts To Enact Mandatory Health Insurance Law
What Is Off-Exchange Health Insurance?
By Louise Norris
A grandfather and grandson sitting on a dock fishing
What Is a Grandfathered Health Plan?
Fact checked by Dale Brauner
What does it mean to have minimum essential coverage?
What Is Minimum Essential Coverage?
Fact checked by Elaine Hinzey, RD
Senator Chuck Grassley (R, Iowa), called for a requirement in the ACA that Congress and staffers obtain coverage in the exchange
Congress' Relationship With Obamacare
Fact checked by Elaine Hinzey, RD
The ACA's MLR rules ensure that most of your premiums are spend on medical claims.
What Is the Medical Loss Ratio and Why Does It Matter?
Fact checked by James Lacy
Dollar bills in prescription pill bottles
Calculating an Individual Health Insurance Tax Penalty
By Elizabeth Davis, RN
Liberty Island overlooking Manhattan Skyline
How Do Immigrants Obtain Health Insurance Under the ACA?
Fact checked by Ashley Hall
The ACA's Cadillac tax is set to take effect in 2020. How will it impact health plans?
What Was the Goal of the ACA's Cadillac Tax and Why Was It Repealed?
Fact checked by Sheeren Jegtvig
Receptionist inputting insurance information at computer
10 Essential Health Benefits Under the ACA
Fact checked by Elaine Hinzey, RD
Holding magnifying glass up to clipboard with different plans
What Are Standardized Health Insurance Plans?
Fact checked by James Lacy
Benchmark plan means two different things under the ACA
What Is a Benchmark Plan Under the ACA?
Fact checked by Ashley Hall
Short-term health insurance is available year-round in most states
You Can Buy Short-Term Insurance in Most States. But Is It a Good Idea?
Fact checked by Elaine Hinzey, RD
Man and woman sitting together and looking at paperwork
Is There Still a Penalty for Being Uninsured in 2021?
Fact checked by Ashley Hall
The Trump Administration is encouraging "silver loading" for 2019. What does that mean for you?
Silver Loading and Your Health Insurance Premiums
Fact checked by Elaine Hinzey, RD
Several provisions of the ACA make coverage and care more accessible for Native Americans and Alaska Natives
The Affordable Care Act and Native Americans
Fact checked by Sheeren Jegtvig
There are no asset tests for the ACA's premium tax credits or expanded Medicaid
No Asset Tests for ACA Subsidies
Fact checked by Dale Brauner
How employer-sponsored health insurance has changed under Obamacare
How Obamacare Changed Employer Health Insurance
Fact checked by Lisa Sullivan, MS
There are several qualifying events that let you enroll in a health plan outside of open enrollment
Enrolling in Individual Health Insurance With a Qualifying Event
Fact checked by Sheeren Jegtvig
Family glitch leaves some families without access to affordable health insurance
Who Is Affected By the Affordable Care Act Family Glitch?
Fact checked by Sheeren Jegtvig
Woman using inhaler on the beach
What is a Pre-Existing Condition Exclusion Period?
Fact checked by Sheeren Jegtvig
Frustrated man looking at laptop
Health Insurance Exemption Criteria
Fact checked by Sheeren Jegtvig
Holding hands
How to Get a Hardship Exemption So You Can Buy a Catastrophic Plan
Fact checked by Sheeren Jegtvig
Man explaining something to a woman while pointing at a piece of paper.
Obamacare vs. Job-Based Health Insurance
Fact checked by Lisa Sullivan, MS
woman handing insurance card to man
Choosing a Bronze Health Insurance Plan
Fact checked by Sheeren Jegtvig
woman filling out paperwork in a doctors office waiting room
Overview of the Premium Tax Credit
Fact checked by Sheeren Jegtvig
Frustrated woman paying shared responsibility payment
What Is a Shared Responsibility Payment?
Fact checked by Sheeren Jegtvig
woman looking at health insurance paperwork
Understanding Platinum Plan Health Insurance
Fact checked by Sheeren Jegtvig
Are health insurance premiums for 2021 going up or down? It depends on where you live.
Are Health Insurance Premiums Going Up or Down for 2021?
Fact checked by Ashley Hall
Gold colored caduceus surrounded by pills.
What to Know About Gold Plan Health Insurance
Fact checked by Lisa Sullivan, MS
Woman calculating her taxes will pay no penalty if she has a health insurance exemption.
What Is a Health Insurance Exemption?
Fact checked by Sheeren Jegtvig