Health Insurance - People under an umbrella

Affordable Care Act and Obamacare

The Affordable Care Act (Obamacare) is a hot political topic. Learn more about its benefits, how you can seek them, and what's important to know if you are covered under the ACA.
Young woman signs up for a basic health program
What Is a Basic Health Program?
Understanding how marriage affects your premium tax credit can help you plan ahead and avoid surprises at tax time
How Will Getting Married Affect Your Premium Tax Credit?
Expanded bronze plans provide more coverage
Expanded Bronze Plans: What They Are and How They Work
Doctor reviewing medical chart with a patient
How Cost-Sharing Reductions Make Health Care More Affordable
People demonstrating in front of the Supreme Court
Understanding the Lawsuit That Could Overturn the ACA
Happy dentist looking at an x-ray with his young patient
Can Premium Subsidies Be Used to Pay for Dental Insurance?
Mixed race woman paying bills on laptop
American Rescue Plan Temporarily Eliminates the ACA's Subsidy Cliff
Massachussetts To Enact Mandatory Health Insurance Law
What Is Off-Exchange Health Insurance?
A grandfather and grandson sitting on a dock fishing
What Is a Grandfathered Health Plan?
What does it mean to have minimum essential coverage?
What Is Minimum Essential Coverage, and Why Does It Matter?
Senator Chuck Grassley (R, Iowa), called for a requirement in the ACA that Congress and staffers obtain coverage in the exchange
Is Congress Exempt From Obamacare?
The ACA's MLR rules ensure that most of your premiums are spend on medical claims.
What Is the Medical Loss Ratio and Why Does It Matter?
Liberty Island overlooking Manhattan Skyline
How Do Immigrants Obtain Health Insurance Under the ACA?
Female manager discussing business
What Was the Goal of the ACA's Cadillac Tax and Why Was It Repealed?
Receptionist inputting insurance information at computer
10 Essential Health Benefits Under the ACA
Holding magnifying glass up to clipboard with different plans
What Are Standardized Health Insurance Plans?
Benchmark plan means two different things under the ACA
There Are Two Different Definitions of Benchmark Plan Under the ACA
Short-term health insurance is available year-round in most states
You can buy short-term insurance in most states. But is it a good idea?
Man and woman sitting together and looking at paperwork
Is There Still a Penalty for Being Uninsured in 2021?
Worried senior woman using laptop
Silver Loading and Your Health Insurance Premiums
Several provisions of the ACA make coverage and care more accessible for Native Americans and Alaska Natives
How the ACA makes coverage and care accessible for Native Americans
There are no asset tests for the ACA's premium tax credits or expanded Medicaid
Job-Based Insurance and ACA Subsidies Have No Asset Test
Businesswoman addressing a meeting around board table
How Obamacare Changed Employer-Sponsored Health Insurance
There are several qualifying events that let you enroll in a health plan outside of open enrollment
Enrolling in Individual Health Insurance With a Qualifying Event
Family glitch leaves some families without access to affordable health insurance
Some Families Can't Get Affordable ACA Insurance
Woman using inhaler on the beach
What is a Pre-Existing Condition Exclusion Period?
Frustrated man looking at laptop
Health Insurance Exemption Criteria—Why They Still Matter
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How to Get a Hardship Exemption from Health Insurance Mandate
Man explaining something to a woman while pointing at a piece of paper.
4 Ways to Choose Between Obamacare and Job-Based Health Insurance
woman handing insurance card to man
Why a Bronze Health Insurance Plan Might Be Right for You
woman filling out paperwork in a doctors office waiting room
Overview of the Premium Tax Credit
Frustrated woman paying shared responsibility payment
What's a Shared Responsibility Payment?
woman looking at health insurance paperwork
What You Should Know About Platinum Plan Health Insurance
Healthcare costs and fees concept.Hand of smart doctor used a calculator for medical costs in modern hospital
Are Health Insurance Premiums Going Up or Down for 2021?
Gold colored caduceus surrounded by pills.
What to Know About Gold Plan Health Insurance
Woman calculating her taxes will pay no penalty if she has a health insurance exemption.
What Is a Health Insurance Exemption?
united states map
Health Insurance: Understanding High Risk Pools
Pregnant woman discussing results with doctor
Preventive Care: What's Free and What's Not
Prepare today for a secure tomorrow
What Happens If You Lose Your Health Insurance for Not Paying Premiums
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Are You Late Paying Your Health Insurance Premiums?
health insurance form
Find out How COBRA Affects Your Obamacare Health Insurance Subsidy
What Is the Individual Mandate?
It's not unethical for people with substantial assets to get ACA premium tax credits, as long as they qualify based on income
Are Obamacare Premium Tax Credits Ethical for High-Asset Households?
What does it mean when healthcare services aren't subject to the deductible?
Find out Why Care May Be Excluded From the Deductible
Health care sharing ministries have grown substantially in membership, but there are caveats to understand
The Pros and Cons of Healthcare Sharing Ministries
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Family Uninsured? Calculate Your Family's Health Insurance Penalty
Understanding Mandated Health Insurance Benefits
Open Enrollment Begins For Third Year Of Affordable Care Act
What Is a Silver Health Care Plan Under the Affordable Care Act?
Couple looking at health plans
Don't Wait Until You're Sick to Buy Health Insurance
President Obama Delivers Statement On The Affordable Care Act In The Rose Garden WASHINGTON, DC - APRIL 01: U.S. President Barack Obama speaks on the Affordable Care Act with Vice President Joe Biden in the Rose Garden of the White House April 1, 2014 in Washington, DC. More than 7 million Americans signed up for health insurance through the final day of eligibility of the national health care law.
The ACA's Individual Mandate: What You Need To Know
What You Should Know About the Affordable Care Act
Health Reform and Dependent Coverage for Young Adults
United states map with prescription pills and dollars
What Is Reinsurance and Why Are States Pursuing It?
Caregiver with senior woman looking through window
The Medicaid Look Back Period Makes It Hard to Get Into a Nursing Home
The out-of-pocket maximum on your health insurance plan could go up in 2017
Why Do Health Insurance Out-of-Pocket Maximums Increase Each Year?
Staying afloat with our finances
7 Things to Know About Grandmothered Health Plans
The ACA banned lifetime and annual benefit caps, but there are some caveats
Be Aware of These Caveats to the ACA's Ban on Benefit Maximums
Female Financial Advisor Talking To Client
Where Can You Go Without Insurance and Not Owe a Penalty?
College student in library
5 Things to Know About Student Health Insurance