Health Insurance - People under an umbrella

Affordable Care Act and Obamacare

The Affordable Care Act (Obamacare) is a hot political topic. Learn more about its benefits, how you can seek them, and what's important to know if you are covered under the ACA.
Young woman signs up for a basic health program
What Is a Basic Health Program?
Understanding how marriage affects your premium tax credit can help you plan ahead and avoid surprises at tax time
How Will Getting Married Affect Your Premium Tax Credit?
Expanded bronze plans provide more coverage
Expanded Bronze Plans: What They Are and How They Work
Doctor reviewing medical chart with a patient
How Cost-Sharing Reductions Make Health Care More Affordable
People demonstrating in front of the Supreme Court
Understanding the Lawsuit That Could Overturn the ACA
Happy dentist looking at an x-ray with his young patient
Can Premium Subsidies Be Used to Pay for Dental Insurance?
Mixed race woman paying bills on laptop
What Is the ACA's Subsidy Cliff and Why Does It Matter?
Massachussetts To Enact Mandatory Health Insurance Law
What Is Off-Exchange Health Insurance?
A grandfather and grandson sitting on a dock fishing
What Is a Grandfathered Health Plan?
What does it mean to have minimum essential coverage?
What Is Minimum Essential Coverage?
Senator Chuck Grassley (R, Iowa), called for a requirement in the ACA that Congress and staffers obtain coverage in the exchange
Congress' Relationship With Obamacare
The ACA's MLR rules ensure that most of your premiums are spend on medical claims.
What Is the Medical Loss Ratio and Why Does It Matter?
Liberty Island overlooking Manhattan Skyline
How Do Immigrants Obtain Health Insurance Under the ACA?
Female manager discussing business
What Was the Goal of the ACA's Cadillac Tax and Why Was It Repealed?
Receptionist inputting insurance information at computer
10 Essential Health Benefits Under the ACA
Holding magnifying glass up to clipboard with different plans
What Are Standardized Health Insurance Plans?
Benchmark plan means two different things under the ACA
What Is a Benchmark Plan Under the ACA?
Short-term health insurance is available year-round in most states
You Can Buy Short-Term Insurance in Most States. But Is It a Good Idea?
Man and woman sitting together and looking at paperwork
Is There Still a Penalty for Being Uninsured in 2021?
Worried senior woman using laptop
Silver Loading and Your Health Insurance Premiums
Several provisions of the ACA make coverage and care more accessible for Native Americans and Alaska Natives
The Affordable Care Act and Native Americans
There are no asset tests for the ACA's premium tax credits or expanded Medicaid
No Asset Tests for ACA Subsidies
Businesswoman addressing a meeting around board table
How Obamacare Changed Employer Health Insurance
There are several qualifying events that let you enroll in a health plan outside of open enrollment
Enrolling in Individual Health Insurance With a Qualifying Event
Family glitch leaves some families without access to affordable health insurance
Who Is Affected By the Affordable Care Act Family Glitch?
Woman using inhaler on the beach
What is a Pre-Existing Condition Exclusion Period?
Frustrated man looking at laptop
Health Insurance Exemption Criteria
Woman holding a green smoothing with headphones around her neck
How to Get a Hardship Exemption So You Can Buy a Catastrophic Plan
Man explaining something to a woman while pointing at a piece of paper.
Obamacare vs. Job-Based Health Insurance
woman handing insurance card to man
Choosing a Bronze Health Insurance Plan
woman filling out paperwork in a doctors office waiting room
Overview of the Premium Tax Credit
Frustrated woman paying shared responsibility payment
What Is a Shared Responsibility Payment?
woman looking at health insurance paperwork
Understanding Platinum Plan Health Insurance
Healthcare costs and fees concept.Hand of smart doctor used a calculator for medical costs in modern hospital
Are Health Insurance Premiums Going Up or Down for 2021?
Gold colored caduceus surrounded by pills.
What to Know About Gold Plan Health Insurance
Woman calculating her taxes will pay no penalty if she has a health insurance exemption.
What Is a Health Insurance Exemption?
united states map
Health Insurance: Understanding High Risk Pools
Pregnant woman discussing results with doctor
Preventive Care: What's Free and What's Not
Prepare today for a secure tomorrow
Losing Health Insurance for Non-Payment of Premiums
Late Paying an Obamacare Insurance Premium?
health insurance form
How COBRA Affects Obamacare Health Insurance Subsidy
What Is the Individual Mandate?
It's not unethical for people with substantial assets to get ACA premium tax credits, as long as they qualify based on income
ACA Premium Subsidies Are a Tax Credit based on Income
What does it mean when healthcare services aren't subject to the deductible?
When Care Is 'Excluded From the Deductible'
Health care sharing ministries have grown substantially in membership, but there are caveats to understand
Healthcare Sharing Ministries: Read the Fine Print
How To Figure the Health Insurance Penalty for a Family
Understanding Mandated Health Insurance Benefits
Open Enrollment Begins For Third Year Of Affordable Care Act
Details of the ACA's Silver Plan
Couple looking at health plans
You Can't Wait Until You're Sick to Buy Insurance
President Obama Delivers Statement On The Affordable Care Act In The Rose Garden WASHINGTON, DC - APRIL 01: U.S. President Barack Obama speaks on the Affordable Care Act with Vice President Joe Biden in the Rose Garden of the White House April 1, 2014 in Washington, DC. More than 7 million Americans signed up for health insurance through the final day of eligibility of the national health care law.
The ACA Health Insurance Mandate
How To Apply for a Health Insurance Exemption
Affordable Care Act - What You Should Know
Health Reform and Dependent Coverage for Young Adults
United states map with prescription pills and dollars
What Is Reinsurance and Why Are States Pursuing It?
Caregiver with senior woman looking through window
The Medicaid Look Back Period and Nursing Home Care
The out-of-pocket maximum on your health insurance plan could go up in 2017
Out-of-Pocket Maximums Tend to Increase Each Year
Staying afloat with our finances
7 Things to Know About Grandmothered Health Plans
The ACA banned lifetime and annual benefit caps, but there are some caveats
Caveats to Ban on Annual and Lifetime Benefit Maximums
Female Financial Advisor Talking To Client
Can You Go Without Health Insurance and Not Owe a Penalty?
College student in library
5 Things to Know About Student Health Insurance