Affordable Care Act and Obamacare

The Affordable Care Act (Obamacare) is a hot political topic. Learn more about its benefits, how you can seek them, and what's important to know if you are covered under the ACA.
Healthcare professional explains health insurance form to client
What Is a Medical Loss Ratio?
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What Is the ACA’s Employer Mandate?
Health insurance navigator helps client
What Is a Health Insurance Navigator?
Woman sitting at a coffee table, working on paperwork
Which States Run Their Own Health Insurance Exchanges?
Pregnant women with a doula touching her abdomen
Health Insurance Rule Changes for 2022
Woman sitting at a desk, using a laptop computer
What Is Enhanced Direct Enrollment?
Filling out insurance paperwork in hospital or clinic
State-Funded Health Insurance Subsidies: How Do They Work?
Three figurines: A pink pig, a woman in green scrubs with a clipboard, and woman in a white nurse's uniform
What Is ACA-Compliant Health Insurance?
Woman sitting on a bed with paperwork and a laptop computer.
ACA Internal and External Appeals for Health Plan Decisions
Young man and old man laughing together Federal rules require individual and small group health plans to cap premiums for older enrollees at no more than 3 times the premiums charged for a 21-year-old
How Does Your Age Affect Your Health Insurance Premium?
Idaho's enhanced short-term health plans are a hybrid of traditional short-term plans and ACA-compliant plans
What Are Idaho's Enhanced Short-Term Health Plans?
1332 waivers allow states to take an innovative approach to their health insurance markets, within parameters laid out by the federal government.
What Is a 1332 Waiver?
Young woman signs up for a basic health program
What Is a Basic Health Program?
Understanding how marriage affects your premium tax credit can help you plan ahead and avoid surprises at tax time
How Will Getting Married Affect Your Premium Tax Credit?
Expanded bronze plans provide more coverage
Expanded Bronze Plans: What They Are and How They Work
Doctor reviewing medical chart with a patient
What Are Cost-Sharing Reductions?
People demonstrating in front of the Supreme Court
What Was the California v. Texas Lawsuit Over the ACA?
Happy dentist looking at an x-ray with his young patient
Can Premium Subsidies Be Used to Pay for Dental Insurance?
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How the ACA's Subsidy Cliff Has Been Temporarily Eliminated
Massachussetts To Enact Mandatory Health Insurance Law
What Is Off-Exchange Health Insurance?
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What Is a Grandfathered Health Plan?
What does it mean to have minimum essential coverage?
What Is Minimum Essential Coverage, and Why Does It Matter?
Senator Chuck Grassley (R, Iowa), called for a requirement in the ACA that Congress and staffers obtain coverage in the exchange
The Relationship Between Congress and Obamacare
Liberty Island overlooking Manhattan Skyline
How Do Immigrants Obtain Health Insurance Under the ACA?
Female manager discussing business
What Was the Goal of the ACA's Cadillac Tax and Why Was It Repealed?
Receptionist inputting insurance information at computer
10 Essential Health Benefits Under the ACA
Benchmark plan means two different things under the ACA
What Is a Benchmark Plan Under the ACA?
Short-term health insurance is available year-round in most states
What You Need to Know Before You Buy Short-Term Health Insurance
Man and woman sitting together and looking at paperwork
Is There Still a Penalty for Being Uninsured in 2022?
Worried senior woman using laptop
Silver Loading and Your Health Insurance Premiums
Several provisions of the ACA make coverage and care more accessible for Native Americans and Alaska Natives
The Affordable Care Act and Native Americans
There are no asset tests for the ACA's premium tax credits or expanded Medicaid
No Asset Tests for ACA Subsidies
Businesswoman addressing a meeting around board table
How Obamacare Changed Employer-Sponsored Health Insurance
Family glitch leaves some families without access to affordable health insurance
The ACA's Family Glitch and the Proposed Solution
Woman using inhaler on the beach
Pre-Existing Condition Exclusion Period
Frustrated man looking at laptop
Health Insurance Exemption Criteria—Why They Still Matter
Man explaining something to a woman while pointing at a piece of paper.
4 Ways to Choose Between Obamacare and Job-Based Health Insurance
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Bronze Health Insurance Plans
woman filling out paperwork in a doctors office waiting room
Overview of the Premium Tax Credit
Frustrated woman paying shared responsibility payment
What Is a Shared Responsibility Payment?
woman looking at health insurance paperwork
What You Should Know About Platinum Plan Health Insurance
Healthcare costs and fees concept.Hand of smart doctor used a calculator for medical costs in modern hospital
Are Health Insurance Premiums Going Up or Down for 2022?
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What to Know About Gold Plan Health Insurance
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Health Insurance High-Risk Pools
Pregnant woman discussing results with doctor
Preventive Care: What's Free and What's Not
Prepare today for a secure tomorrow
Losing Individual Health Insurance When You Don't Pay the Premiums
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Late Paying Obamacare Health Insurance Premiums?
health insurance form
How COBRA Affects Obamacare Health Insurance Subsidy
What Is the Individual Mandate?
What does it mean when healthcare services aren't subject to the deductible?
What Does It Mean If Care Is 'Excluded From the Deductible'?
Health care sharing ministries have grown substantially in membership, but there are caveats to understand
Overview of Healthcare Sharing Ministries
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How Much Is the Health Insurance Penalty for a Family?
Mandated Health Insurance Benefits Explained
Open Enrollment Begins For Third Year Of Affordable Care Act
What Is a Silver Plan Under the Affordable Care Act?
Couple looking at health plans
Why Not Wait Until I'm Sick to Buy Health Insurance?
President Obama Delivers Statement On The Affordable Care Act In The Rose Garden WASHINGTON, DC - APRIL 01: U.S. President Barack Obama speaks on the Affordable Care Act with Vice President Joe Biden in the Rose Garden of the White House April 1, 2014 in Washington, DC. More than 7 million Americans signed up for health insurance through the final day of eligibility of the national health care law.
Health Insurance Mandate
What You Should Know About the Affordable Care Act
Dependent Coverage for Young Adults
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What Is Reinsurance and Why Are States Pursuing It?
Caregiver with senior woman looking through window
The Medicaid Look Back Period Can Delay Nursing Home Care