Health Insurance - People under an umbrella

Health Insurance

Health insurance is tricky in more ways than one. Start here to better understand the ins and outs, jargon, and more. Then learn more about options to consider and ways to navigate the system.
Blue-frosted birthday cake with balloons, a package, and a birthday hat
What Is the Health Insurance Birthday Rule?
Group of employees talking with papers and coffee mugs
Health Insurance Community Rating vs. Experience Rating
Medical professional talking with a woman
What Is a Health Insurance Guaranty Association?
Man and woman in an agricultural field doing soil testing
How Does Farm Bureau Health Coverage Work?
Tobacco users may face insurance surcharges
Health Insurance Surcharges for Tobacco Users: State and Federal Rules
Doctors use guidelines to make decisions
Medical Guidelines Ensure Quality and Consistency in Health Care
For a secure future you've got to plan for it
What Is Post-Claims Underwriting?
Best Prescription Discount Cards
The 6 Best Prescription Discount Cards of 2021
Person holding an insurance card
What Is a High Deductible Health Plan?
small group of smiling employees in a meeting
What Is State Continuation Coverage, and Where Is It Available?
Spouses may want to be on the same plan, or they may not. There's no one-size-fits-all answer
Should You and Your Spouse Have Separate Health Insurance Plans?
Health Insurance If You Live in More Than One State
How Health Insurance Works When You Live in Multiple States
Businessmen having a discussion in an office
What Is a Health Reimbursement Arrangement?
emergency room care
When Health Insurance Refuses to Cover an ER Visit
Patient talking to the secretary at hospital reception
Minimum Value From Health Insurance: What Does It Mean?
Couple with a baby filling out health insurance paperwork
What Is Self-Insured Health Insurance?
Illinois Rep. Henry Hyde.
What Is the Hyde Amendment?
stair spiral
What Is a Health Insurance Death Spiral?
dual eligible for both Medicare and Medicaid
What Happens When You Need Both Medicare and Medicaid
Doctor giving patient prescription drugs
Does Health Insurance Cover Transgender Health Care?
Pregnant young mom getting sonogram
Pregnant With No Maternity Insurance? What Now?
A patient presents a health insurance card.
What an Out-of-Network Provider Means
women discussing paperwork
How to Talk About Health Insurance
Patient in wheelchair talking to nurse in hospital
Do You Know How Your Health Insurance Provider Network Works?
a pregnant woman holding her belly
Your Income Level May Put You in a Medicaid-Eligible Category
Woman on her phone in the pharmacy
How Healthcare Rationing Works
Sales woman with a binder greeting a customer at their door
Factors to Consider When You Get Health Insurance
Receptionist helping father and son in dentists office
Why You Might Still Owe Even After Meeting Your Healthcare Deductible
Nurses and doctors wheeling a patient on a gurney
Catastrophic Health Insurance Overview
Female doctor giving a health insurance card to a patient
What to Know About Universal HealthCare Coverage
A doctor fills out a prescription.
Prior Authorization Is a Way to Make Sure Health Care is Covered
Growing profits
Are Health Insurance Companies Making Unreasonable Profits?
Retired senior woman teaching knitting to male nurse while sitting on sofa
Best Long-Term Care Insurance Companies of 2021
Woman showing document to man using laptop
What Is Actuarial Value & What Does It Mean for My Health Insurance?
Receptionist giving insurance card to patient.
How Health Plans Prevent Adverse Selection
Doctor helping patient
Health Plans Often Require Pre-Approval for Various Medical Procedures
Close up of woman holding apple and orange
COBRA vs. Obamacare: Which Is Better?
Patient paying nurse with credit card in clinic
Deductible vs. Copayment: What's the Difference?
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How Your Family Health Insurance Deductible Works
Health care worker with patient
Copay vs. Coinsurance: What's the Difference and Which Is Riskier?
Man leaving an office with his belongings in a cardboard box
Lost Your Health Insurance? Not Open Enrollment? What Now?
crumpled dollar bill
Can't Pay Your Health Insurance Deductible? What Now?
Woman sitting in front of laptop, paying bills online
Learn What the Difference is Between Deductible and Coinsurance
Woman at primary care physician
What to Expect When You Join an HMO
Woman hospitalized in observation status being checked on by her doctor.
What Is Hospital Observation Status?
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How Does a Family Aggregate Deductible Work?
Young woman sitting at desk, using laptop
I Missed My Health Insurance Open Enrollment Period. What Can I Do?
Taking care of insurance paperwork and healthcare deductibles
What Counts Toward Your Health Insurance Deductible?
woman paying for medical care
How Health Insurance Co-ops Offer Health Insurance at Reduced Costs
Young couple discussing medical options
Discover What a PPO Is and How It Can Work for You
Why Your Health Insurance Won't Pay for Your Health Care
Charges on a medical bill
What Your Insurance Company Means by Reasonable and Customary
A health insurance ID card.
What to Do If You Have Lost Your Health Insurance
hospital hallway
The Basics of Major Medical Health Insurance
Hanging file folders
Learn Why your Health Insurance Premiums Increase Each Year
Cost-sharing and your health insurance.
Cost-Sharing With Your Health Insurance
A receptionist examines a patient’s insurance information.
Value-Based Payment Systems Reward Doctors for Efficiency
Receptionist taking patients insurance card in dentists office
Learn If You Qualify for Guaranteed Issued Health Insurance
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7 Health Insurance Concepts You Need to Understand
Doctor holding a calculator.
6 Free or Low-Cost Health Insurance Options