Health Insurance - People under an umbrella

Health Insurance

Health insurance is tricky in more ways than one. Start here to better understand the ins and outs, jargon, and more. Then learn more about options to consider and ways to navigate the system.
Doctors use guidelines to make decisions
What Are Medical Guidelines?
Medically reviewed by Isaac O. Opole, MD, PhD
For a secure future you've got to plan for it
What Is Post-Claims Underwriting?
Fact checked by James Lacy
Pharmacy
The 6 Best Prescription Discount Cards of 2021
Fact checked by James Lacy
Person holding an insurance card
What Is a High Deductible Health Plan?
Fact checked by Elaine Hinzey, RD
small group of smiling employees in a meeting
What Is State Continuation of Health Insurance?
Fact checked by Ashley Hall
Spouses may want to be on the same plan, or they may not. There's no one-size-fits-all answer
Should Married Couples Have Separate Health Insurance?
Fact checked by Lisa Sullivan, MS
Health Insurance If You Live in More Than One State
How Health Insurance Works When You Live in Multiple States
By Louise Norris
Doctor showing patient results on a tablet.
How to Find a Doctor When You Are Sick
Fact checked by James Lacy
Businessmen having a discussion in an office
What Is a Health Reimbursement Arrangement?
Fact checked by Elaine Hinzey, RD
emergency room care
When Insurers Deny Emergency Department Claims
Fact checked by Elaine Hinzey, RD
Patient talking to the secretary at hospital reception
Minimum Value From Health Insurance: What Does It Mean?
Fact checked by Elaine Hinzey, RD
Couple with a baby filling out health insurance paperwork
What Is Self-Insured Health Insurance and How Is It Regulated?
Fact checked by Ashley Hall
Illinois Rep. Henry Hyde.
What Is the Hyde Amendment?
Fact checked by Dale Brauner
stair spiral
What Is a Health Insurance Death Spiral?
Fact checked by Sheeren Jegtvig
Prescription drugs can be ordered over the Internet.
5 Mistakes People Make During Medicare Open Enrollment
Fact checked by James Lacy
dual eligible for both Medicare and Medicaid
Being Dual Eligible for Medicare and Medicaid
Fact checked by Sheeren Jegtvig
Senior man and woman looking at laptop screen
Your Options During Medicare Open Enrollment
Fact checked by Dale Brauner
Doctor giving patient prescription drugs
Does Health Insurance Cover Transgender Health Care?
Fact checked by Ashley Hall
Pregnant young mom getting sonogram
Pregnant With No Maternity Insurance? What Now?
Fact checked by Elaine Hinzey, RD
A patient presents a health insurance card.
What an Out-of-Network Provider Means
Fact checked by Sheeren Jegtvig
women discussing paperwork
How to Talk About Health Insurance
Fact checked by Ashley Hall
Patient in wheelchair talking to nurse in hospital
Health Insurance Provider Network
Fact checked by Sheeren Jegtvig
a pregnant woman holding her belly
Medically Needy Income Levels
Fact checked by Sheeren Jegtvig
Woman on her phone in the pharmacy
How Healthcare Rationing Works
Fact checked by Elaine Hinzey, RD
Sales woman with a binder greeting a customer at their door
Factors to Consider When You Get Health Insurance
Fact checked by Dale Brauner
Receptionist helping father and son in dentists office
What You Need to Know About Coinsurance
Fact checked by Elaine Hinzey, RD
Nurses and doctors wheeling a patient on a gurney
Catastrophic Health Insurance Overview
Fact checked by James Lacy
Female doctor giving a health insurance card to a patient
What to Know About Universal Health Care Coverage
Fact checked by Sheeren Jegtvig
A doctor fills out a prescription.
How Prior Authorization Works
Fact checked by Dale Brauner
Growing profits
Do Health Insurance Companies Make Profits?
Fact checked by James Lacy
Retired senior woman teaching knitting to male nurse while sitting on sofa
Best Long-Term Care Insurance Companies
Fact checked by Sean Blackburn
Woman showing document to man using laptop
Actuarial Value and Your Health Insurance
Fact checked by Lisa Sullivan, MS
Receptionist giving insurance card to patient.
How Adverse Selection Works in Health Care
Fact checked by Dale Brauner
Doctor helping patient
What is Pre-Approval in Health Insurance?
Fact checked by Sheeren Jegtvig
A person settling his family's medical bill
Learn More About Out-of-Pocket Maximum
Fact checked by James Lacy
Close up of woman holding apple and orange
COBRA vs. Obamacare: Which Is Better?
Fact checked by Lisa Sullivan, MS
Patient paying nurse with credit card in clinic
Deductible vs. Copayment: What's the Difference?
Fact checked by Elaine Hinzey, RD
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How Your Family Health Insurance Deductible Works
Fact checked by James Lacy
Health care worker with patient
Differences Between Copay and Health Coinsurance
Fact checked by Ashley Hall
Man leaving an office with his belongings in a cardboard box
Losing Your Health Insurance and Special Enrollment
Fact checked by Elaine Hinzey, RD
Health insurance helps patients get the medical care they require
Health Insurance Options for Young Adults
Fact checked by Sheeren Jegtvig
crumpled dollar bill
Can't Pay Your Health Insurance Deductible? What Now?
Fact checked by Ashley Hall
Woman sitting in front of laptop, paying bills online
Differences Between a Deductible and Coinsurance
Fact checked by Sheeren Jegtvig
Woman at primary care physician
What Is an HMO and How Does It Work?
Fact checked by Lisa Sullivan, MS
Woman hospitalized in observation status being checked on by her doctor.
What Is Hospital Observation Status?
Fact checked by James Lacy
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What Is an Aggregate Deductible & How Does It Work?
Fact checked by Sheeren Jegtvig
Young woman sitting at desk, using laptop
What to Do When You Miss Open Enrollment
Fact checked by Ashley Hall
Taking care of insurance paperwork and healthcare deductibles
What Counts Toward Your Health Insurance Deductible?
Fact checked by Lisa Sullivan, MS
woman paying for medical care
How a Health Insurance Co-Op Works
Fact checked by James Lacy
Young couple discussing medical options
What Is a PPO and How Does It Work?
Fact checked by Dale Brauner
Why Your Health Insurance Won't Pay for Your Care
Fact checked by Sheeren Jegtvig
Charges on a medical bill
Health Insurance Reasonable and Customary Fee
Fact checked by James Lacy
A health insurance ID card.
What to Do If You Have Lost Your Health Insurance
Fact checked by Sheeren Jegtvig
hospital hallway
The Basics of Major Medical Health Insurance
By Kelly Montgomery
Hanging file folders
Understanding Health Insurance Premium Increases
Fact checked by Dale Brauner
Cost-sharing and your health insurance.
Cost-Sharing in Healthcare Overview
Fact checked by Ashley Hall
Hospital reception
Preparing to Go Without Health Insurance
By Elizabeth Davis, RN
A receptionist examines a patient’s insurance information.
Benefits of a Value-Based Payment System
Fact checked by Elaine Hinzey, RD
Receptionist taking patients insurance card in dentists office
What Is Guaranteed Issue in Health Insurance?
Fact checked by Elaine Hinzey, RD
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Understand Your Health Insurance—7 Key Concepts
Fact checked by Sheeren Jegtvig