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Health Care
Health Insurance
Health insurance is tricky in more ways than one. Start here to better understand the ins and outs, jargon, and more. Then learn more about options to consider and ways to navigate the system.
Health Insurance Community Rating vs. Experience Rating
Medically reviewed by Jenny Sweigard, MD
What Is a Health Insurance Guaranty Association?
Medically reviewed by Jenny Sweigard, MD
How Does Farm Bureau Health Coverage Work?
Fact checked by James Lacy
Health Insurance Surcharges for Tobacco Users: State and Federal Rules
Fact checked by James Lacy
Explore Health Insurance
All
Healthcare Reform
Affordable Care Act & Obamacare
Medicare
Medicaid
More
Prescription Drug Insurance
Financial Aid & Subsidies
More Types
Medical Guidelines Ensure Quality and Consistency in Health Care
Medically reviewed by Isaac O. Opole, MD, PhD
What Is Post-Claims Underwriting?
Fact checked by James Lacy
The 6 Best Prescription Discount Cards of 2021
Fact checked by James Lacy
What Is a High Deductible Health Plan?
Fact checked by Elaine Hinzey, RD
What Is State Continuation Coverage, and Where Is It Available?
Fact checked by Ashley Hall
Should You and Your Spouse Have Separate Health Insurance Plans?
Fact checked by Lisa Sullivan, MS
How Health Insurance Works When You Live in Multiple States
By Louise Norris
How to Find a Doctor When You Are Sick
Medically reviewed by Michael Menna, DO
What Is a Health Reimbursement Arrangement?
Fact checked by Elaine Hinzey, RD
When Health Insurance Refuses to Cover an ER Visit
Fact checked by Elaine Hinzey, RD
Minimum Value From Health Insurance: What Does It Mean?
Fact checked by Elaine Hinzey, RD
What Is Self-Insured Health Insurance?
Fact checked by Ashley Hall
What Is the Hyde Amendment?
Fact checked by Dale Brauner
What Is a Health Insurance Death Spiral?
Fact checked by Sheeren Jegtvig
5 Mistakes People Make During Medicare Open Enrollment
Fact checked by James Lacy
What Happens When You Need Both Medicare and Medicaid
Fact checked by Sheeren Jegtvig
Your Options During Medicare Open Enrollment
Fact checked by Dale Brauner
Does Health Insurance Cover Transgender Health Care?
Fact checked by Ashley Hall
Pregnant With No Maternity Insurance? What Now?
Fact checked by Elaine Hinzey, RD
What an Out-of-Network Provider Means
Fact checked by Sheeren Jegtvig
How to Talk About Health Insurance
Fact checked by Ashley Hall
Do You Know How Your Health Insurance Provider Network Works?
Fact checked by Sheeren Jegtvig
Your Income Level May Put You in a Medicaid-Eligible Category
Fact checked by Sheeren Jegtvig
How Healthcare Rationing Works
Fact checked by Elaine Hinzey, RD
Factors to Consider When You Get Health Insurance
Fact checked by Dale Brauner
Why You Might Still Owe Even After Meeting Your Healthcare Deductible
Fact checked by Elaine Hinzey, RD
Catastrophic Health Insurance Overview
Fact checked by James Lacy
What to Know About Universal HealthCare Coverage
Fact checked by Sheeren Jegtvig
Prior Authorization Is a Way to Make Sure Health Care is Covered
Fact checked by Dale Brauner
Are Health Insurance Companies Making Unreasonable Profits?
Fact checked by James Lacy
Best Long-Term Care Insurance Companies of 2021
Fact checked by Sean Blackburn
What Is Actuarial Value & What Does It Mean for My Health Insurance?
Fact checked by Lisa Sullivan, MS
How Health Plans Prevent Adverse Selection
Fact checked by Dale Brauner
Health Plans Often Require Pre-Approval for Various Medical Procedures
Medically reviewed by Anita C. Chandrasekaran, MD, MPH
Watch Out for Your Out-of-Pocket Maximum
Fact checked by James Lacy
COBRA vs. Obamacare: Which Is Better?
Fact checked by Lisa Sullivan, MS
Deductible vs. Copayment: What's the Difference?
Fact checked by Elaine Hinzey, RD
How Your Family Health Insurance Deductible Works
Fact checked by James Lacy
Copay vs. Coinsurance: What's the Difference and Which Is Riskier?
Fact checked by Ashley Hall
Lost Your Health Insurance? Not Open Enrollment? What Now?
Fact checked by Elaine Hinzey, RD
Health Insurance Options for Young Adults Aging Out of a Parent's Plan
Fact checked by Sheeren Jegtvig
Can't Pay Your Health Insurance Deductible? What Now?
Fact checked by Ashley Hall
Learn What the Difference is Between Deductible and Coinsurance
Fact checked by Sheeren Jegtvig
What to Expect When You Join an HMO
Fact checked by Lisa Sullivan, MS
What Is Hospital Observation Status?
Fact checked by James Lacy
How Does a Family Aggregate Deductible Work?
Fact checked by Sheeren Jegtvig
I Missed My Health Insurance Open Enrollment Period. What Can I Do?
Fact checked by Ashley Hall
What Counts Toward Your Health Insurance Deductible?
Fact checked by Lisa Sullivan, MS
How Health Insurance Co-ops Offer Health Insurance at Reduced Costs
Fact checked by James Lacy
Discover What a PPO Is and How It Can Work for You
Fact checked by Dale Brauner
Why Your Health Insurance Won't Pay for Your Health Care
Fact checked by Sheeren Jegtvig
What Your Insurance Company Means by Reasonable and Customary
Fact checked by James Lacy
What to Do If You Have Lost Your Health Insurance
Fact checked by Sheeren Jegtvig
The Basics of Major Medical Health Insurance
By Kelly Montgomery
Learn Why your Health Insurance Premiums Increase Each Year
Fact checked by Dale Brauner
Cost-Sharing With Your Health Insurance
Fact checked by Ashley Hall
Value-Based Payment Systems Reward Doctors for Efficiency
Fact checked by Elaine Hinzey, RD
Learn If You Qualify for Guaranteed Issued Health Insurance
Fact checked by Elaine Hinzey, RD
7 Health Insurance Concepts You Need to Understand
Fact checked by Sheeren Jegtvig
6 Free or Low-Cost Health Insurance Options
Fact checked by Lisa Sullivan, MS