Health Insurance How to Talk About Health Insurance Open Enrollment 2020 Affordable Care Act Health Plans Exchanges Tier System Premiums Subsidies Deductibles HSA COBRA CHIP Pre-Existing Conditions By Louise Norris Louise Norris LinkedIn Twitter Louise Norris has been a licensed health insurance agent since 2003 after graduating magna cum laude from Colorado State with a BS in psychology. Learn about our editorial process Updated on December 12, 2020 Medically reviewed Verywell Health articles are reviewed by board-certified physicians and healthcare professionals. These medical reviewers confirm the content is thorough and accurate, reflecting the latest evidence-based research. Content is reviewed before publication and upon substantial updates. Learn more. by Steven Gans, MD Medically reviewed by Steven Gans, MD Steven Gans, MD, is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Expert Board Fact checked Verywell Health content is rigorously reviewed by a team of qualified and experienced fact checkers. Fact checkers review articles for factual accuracy, relevance, and timeliness. We rely on the most current and reputable sources, which are cited in the text and listed at the bottom of each article. Content is fact checked after it has been edited and before publication. Learn more. by Marley Hall Fact checked by Marley Hall LinkedIn Marley Hall is a writer and fact checker who is certified in clinical and translational research. Her work has been published in medical journals in the field of surgery, and she has received numerous awards for publication in education. Learn about our editorial process Our Conversation Coach Can Help When it comes to health insurance, a lot has changed over the last decade. And the sheer volume of information—and in some cases misinformation—about healthcare reform can quickly become overwhelming. If someone you know is uninsured, considering going without coverage, or anxious about the idea of switching from an employer-sponsored plan to a self-purchased one, use this tool to have a non-confrontational conversation that can help guide them to a better understanding of their health coverage options. Was this page helpful? Thanks for your feedback! Sign up for our Health Tip of the Day newsletter, and receive daily tips that will help you live your healthiest life. Sign Up You're in! Thank you, {{form.email}}, for signing up. There was an error. Please try again. What are your concerns? Other Inaccurate Hard to Understand Submit